First Heritage Mortgage, founded in 1996 and Headquartered in Fairfax, VA, FHM has grown from a team of 3 to over 250+ employees and loan officers operating across 13 states (including Virginia, Maryland, North Carolina, South Carolina, Georgia, California, and Washington, D.C.) Focusing on tailored mortgage solutions and outstanding customer service First Heritage Mortgage presents a strong local presence as a trusted Lender.
FHM emphasizes innovative and client-focused mortgage solutions, including conventional, FHA, VA, USDA, and Non-QM loan programs.
Particularly active in the VA loan space, FHM offers:
- 100% financing up to VA limits
- VA Jumbo options up to $1.5M
- No PMI, flexible qualifying criteria, and counseling support for veterans and military-affiliated borrowers
The correspondent lending model ensures control over underwriting and closing—enabling faster lead times and fewer handoffs between external providers Ranked among the largest private companies in Greater D.C. based on revenue.
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Consistently recognized by National Mortgage News as one of the Best Mortgage Companies to Work For, highlighting strong employee satisfaction and operational culture.
About Juan Holguin:
With over two decades in lending at trusted companies such as Bank of America, Wells Fargo, George Mason Mortgage, CMG Financial, Peoples Mortgage, and now First Heritage Mortgage (since 2001). Juan Holguin has a strong reputation in Northern Virginia through bilingual service and sustained relationships with diverse agents and brokerages of diverse backgrounds. Juan Holguin offers accessibility and availability, working seven days a week, demonstrating his commitment to being responsive and hands-on with clients and partners.
Juan Holguin is well experienced in First Time Home Buyer Programs in DC area and is a certified Virginia Housing Trainer which offers several down payment assistance programs. Juan brings years of mortgage industry experience to the table, focusing on guiding clients with clarity and confidence. His strengths include securing tailored lending options and delivering dedicated support from start to finish. He’s known for being responsive and ensuring a smooth lending experience whether refinancing or financing a home purchase.
Branch & Contact Info
- Office Location: 3201 Jermantown Rd, Suite 800, Fairfax, VA 22030
- Phone: (703) 401-1342
- Licenses: VA, MD, NC, DC
